Now in development

Infrastructure-grade
payments on Stellar

Enterprise payment infrastructure built for developers. Global settlements in seconds, not days. Zero-trust architecture, institutional compliance.

3-5s
Settlement time
99.99%
Uptime SLA
$0.00001
Per transaction
180+
Countries

Developer-first APIs

RESTful APIs with comprehensive SDKs. Clear documentation, predictable errors, and a testing environment that mirrors production.

Node.js SDKProduction
Python SDKProduction
Go SDKProduction
Rust SDKBeta
payment.js
// Initialize StellarPay client
const stellarpay = require('@stellarpay/node');
const client = new stellarpay.Client({
apiKey: process.env.STELLARPAY_KEY,
});
// Create a payment
const payment = await client.payments.create({
amount: 100.00,
currency: 'USD',
destination: 'stellar:GXXX...',
});

End-to-end payment infrastructure

Every primitive you need to build global payment systems. Production-ready APIs, predictable pricing, zero vendor lock-in.

Instant Payments

Cross-border settlements in 3-5 seconds with finality. Support for 180+ fiat corridors and digital assets.

On/Off Ramps

Seamless fiat-to-crypto conversion with regulated banking partners. Instant liquidity for your users.

Subscriptions

Programmable recurring payments with built-in retry logic and dunning management. Full lifecycle control.

Escrow & Custody

Multi-signature escrow accounts with time locks and conditional releases. Non-custodial by default.

Compliance Engine

Real-time AML/KYC screening, transaction monitoring, and reporting. SOC 2 Type II certified.

Webhooks & Events

Real-time event streaming with guaranteed delivery. Idempotent API design with automatic retries.

Built on open infrastructure

Transparent architecture with no black boxes. Every transaction is verifiable on-chain with full auditability.

Client Layer

  • REST API Request
  • WebSocket Connection
  • SDK Integration
1

StellarPay Infrastructure

  • Authentication & Validation
  • Transaction Assembly
  • Smart Routing
2

Stellar Network

  • Consensus Protocol
  • Distributed Ledger
  • Asset Anchoring
3

Settlement & Finality

  • On-chain Confirmation
  • Webhook Delivery
  • Audit Logging
4
Network
Stellar Mainnet
Consensus
Federated Byzantine Agreement
Finality
3-5 seconds
Throughput
~1000 ops/ledger
Average Transaction Latency
3.8s
0s5s target

Trusted by infrastructure teams

Engineering teams building the future of global payments choose StellarPay Rails

StellarPay Rails reduced our cross-border settlement time from 3 days to under 5 seconds. The developer experience is exceptional—we integrated in under a week.

SC
Sarah Chen
CTO, Remittly Global

We evaluated Stripe, Circle, and others. StellarPay's transparent on-chain settlement and compliance tooling made it the only viable choice for institutional clients.

MR
Marcus Rodriguez
Head of Engineering, Fortress Capital

The API design is pristine. Clear error handling, predictable webhooks, and comprehensive SDKs. This is infrastructure built by engineers who understand payments.

PS
Priya Sharma
Lead Architect, NexPay Solutions
Powering payments for
TechCorp
GlobalPay
FinanceIO
PayStream
VaultSys

Institutional-grade security

Built to meet the highest standards for regulated financial institutions and enterprises.

Zero-trust security

End-to-end encryption, hardware security modules, and multi-party computation.

Full auditability

Immutable transaction history on public ledger. Real-time compliance dashboards.

Regulatory compliance

SOC 2 Type II, ISO 27001, GDPR. Licensed MSB with FinCEN registration.

Insurance & guarantees

Up to $100M in custodial insurance. 99.99% uptime SLA with financial penalties.

Certified & Compliant
Trusted by regulated institutions worldwideComing soon
SOC 2 Type II
ISO 27001
GDPR
FinCEN MSB